The best options
Anyone selling adult content items have been challenged to find a merchant processor to handle their sale transactions. Below you will find the previous top processors below - each having band almost all adult content sales: PayPal, venmo, CashApp, Square, Zelle, Mastercard and visa has increased the transactional cost to 25% of the sale with numerous hoops. I have found the easiest, quickest, most secure and reliable format is crypto currency.
PayPal can decide on a manager level if a item is restricted:
In deciding what sexually oriented goods and services to allow, we consider:
Regulations or restrictions placed on the purchase or sale of the product. The product’s classification by a recognized ratings board. Whether the product describes or depicts sexual conduct in a patently offensive way. The dominant theme of the product material or website. The literary, artistic, political, or scientific value of the product. Potential medicinal or educational uses for the product. The product's impact on the safety of our customers.
Zelle users agree not to send, request, or receive money for adult content or other illegal activities. Zelle also reserves the right to remove any content it deems objectionable. What's not allowed:
PornographyObscene or offensive materials
Venmo Restrictrictions:
policy #10 involve pornography, obscene material or otherwise objectionable content or activities
CashApp does not allow the following items to be sold using their application: Pornography and other obscene materials (including literature, imagery and other media); and sites offering any sexually-related services such as prostitution, escorts, pay-per view, adult live chat features.
Mastercard: A non-face-to-face adult content and services Transaction occurs when a consumer uses an Account in a Card-not-present environment to purchase adult content or services, which may include but is not limited to subscription website access; streaming video; pictures and images; and videotape and DVD rentals and sales.
An Acquirer must identify all non-face-to-face adult content and services Transactions using one of the following MCC and Transaction category code (TCC) combinations, as appropriate:
MCC 5967 (Direct Marketing - Inbound Telemarketing Merchants) and TCC T; orMCC 7841 (Video Entertainment Rental Stores) and TCC T.
Before an Acquirer may process non-face-to-face adult content and services Transactions from a Merchant or Sponsored Merchant, it must register the Merchant or Sponsored Merchant with Mastercard as described in Section 9.2.
VISA: — Only “content containing sexually-explicit content” — will be banned, it said in a statement.